Service Provider: Asego Travel is the designated provider of travel assistance services.

Coverage Eligibility: These services are available to passengers travelling on SpiceJet flights for personal or business purposes.

Period of Insurance: The insurance coverage is valid only during the Policy Period and is evidenced by the issued certificate of insurance.
Coverage:

1. Domestic Roadside Assistance Services:

   Services are available across India, excluding Islands, Jammu & Kashmir and North Eastern states, and include the following:

   • Minor on the Spot Repair
   • Breakdown Services & Towing
   • Flat Tyre Service
   • Battery Service/Jumpstart
   • Emergency Fuel Delivery
   • Keys locked inside
   • Lost Keys

These services provide comprehensive support for unexpected incidents while travelling domestically with SpiceJet.

2. Domestic Medical Assistance Services
• Service Availability: This service is available across India, excluding islands.
• Telephone Medical Information: We provide non-diagnostic, non-treatment medical information, including details on disease outbreaks, vaccinations and more, to the customer or their family.
• Medical Service Provider Referral: We offer contact details for medical service providers such as hospitals, clinics, chemists and diagnostic centres. However, we do not take responsibility for the outcome of services provided by these recommended providers
• Arrangement of Home Nursing Care: We arrange for nursing care to be provided at the customer's or their family's residence.
3. Domestic Travel Insurance Coverage
• Medical Expense Reimbursement Benefit: This benefit covers medical expenses up to INR 50,000 for hospitalisation during your domestic trip, with no deductibles. For more information, please refer to the Policy Wording section.
• Total Loss of Checked-in Baggage Coverage: This benefit reimburses you up to INR 10,000 in the unfortunate event of total loss of your checked-in baggage while in the custody of the common carrier with no deductibles.
• Personal Accident (24 hours): This benefit compensates the legal heir of the insured in case of death or dismemberment of any body parts.The coverage is effective around the clock, providing protection at any time of day or night. The sum insured is INR 100,000 with no deductibles.
• Loss of Deposit (Hotel and Air): This benefit reimburses up to INR 10,000 for airfare and hotel booking expenses that have been prepaid and are non-refundable. This applies if the trip is unavoidably cancelled during the risk period due to the death or hospitalisation of the insured person or their immediate family member. Please refer to the Policy Terms and Conditions for more details.
• Trip Delay Expenses Coverage: The Company shall reimburse the reasonable additional expenses incurred by the Insured if their trip, covered by this Policy, is delayed beyond a specified number of hours as mentioned in the Policy Schedule. The sum insured is INR 10,500 for a delay of 6 hours and above. For more details, please refer to the Policy Terms and Conditions.
• Missed Connections Coverage: If the passenger misses their confirmed onward connecting flight at the transfer point due to the late arrival of their incoming confirmed connecting scheduled flight, and no onward transportation is provided within 3 hours of the actual arrival time of the incoming flight, the Company will provide an allowance as specified in the Policy Schedule. This allowance covers transportation costs to jointhe passenger's trip (must be of the same class as the original tickets purchased), as well as accommodation or refreshment bills. Please refer to the Policy Terms and Conditions for more details.

The premium amount of INR 169 applies individually to each passenger. The policy remains valid until the date of arrival for one-way trips. For round-trip flights, the policy is valid until the date of arrival or a maximum of 15 days from the date of departure, whichever comes first.

The content above provides a summary of benefits and exclusions. For a detailed description, please refer to the terms and conditions in the Policy Wording.

Disclaimer: Insurance is a subject matter of solicitation. Content expressed here does not accept any liability of any sort unless confirmed by an authorized representative of Asego. All Travel Insurance policies are sold via Asego Travel LLP (CIN no. AAU-1225) under the Corporate Agency of Asego Insurance LLP, bearing IRDAI registration no. CA0776 with insurance underwritten by an IRDAI authorised insurer.

Service Provider: Asego Travel is the designated provider of travel assistance services.

Coverage Eligibility: These services are available to passengers traveling on SpiceJet flights for personal or business purposes, whether within India or on SpiceJet's international routes.

Period of Insurance: The insurance coverage is valid only during the Policy Period and is evidenced by the issued certificate of insurance.
Coverage:

1. Medical Assistance Services:
   • Service Availability: This service is available worldwide including India.
   • Telephone Medical Information: We provide non-diagnostic, non-treatment medical information, including details on disease outbreaks, vaccinations and more, to the customer.
   • Medical Service Provider Referral: We offer contact details for medical service providers such as hospitals, clinics, chemists and diagnostic centres.
2. Medical Expenses: It provides coverage for both inpatient and outpatient treatment, including transportation to medical facilities with a sum insured of $75,000 and deductibles of $100.
3. Dental Expenses: Provides coverage for pain-relieving dental treatment received by the Insured person with a sum insured of $300 and deductibles of $50.
4. Medical Transportation Expenses: Expenses incurred in transportation from a hospital to the nearest advanced medical facility, if medically necessary with nil deductible.
5. Repatriation of Mortal Remains: Coverage includes payment for transporting mortal remains back home with no deductibles.
6. Personal Liability: Policy provides indemnification to the insured person, covering up to the sum insured of $2,00,000 for their actual legal liability, including defence costs to pay damages resulting from a third-party civil claim. This applies to negligence resulting in third-party death, bodily injury or property damage, provided the claim is first made against the insured person during the policy period.
7. Personal Accident and Common Carrier: You can receive reimbursement up to a sum insured of $15,000 with no deductibles due to accidental death or bodily injury as described in the Terms and Conditions (T&C); please refer to them for complete details.
8. Trip Cancellation and Interruption: Reimbursement up to the sum insured of $200 with a $100 deductible for cancellation of trip due to sickness, injury or death of the insured or immediate family member. Please refer to the T&C for details.
9. Delay of Checked-in Baggage: Coverage of up to $100 for purchasing essential personal items such as medication, clothing, etc., in case the delivery of checked-in baggage is delayed by a carrier.
10. Total Loss of Checked-in Baggage Coverage: Provides coverage of up to $500 for the purchase of essential items in the event the insured's checked baggage is permanently lost by the airline during an overseas trip. There is no deductible applicable to this benefit. Reimbursement for individual items within a lost bag is capped at 10% of the total coverage amount. If multiple bags are lost, the maximum reimbursement for all items within a single bag is limited to 50% of the total coverage amount.
11. Loss of Passport: Reimbursement of expenses up to $250 with a deductible of $25 for obtaining a duplicate or fresh passport in case of loss.
12. Travel Assistance
    • Pre-trip Information Services: Information on the city or location that the customer intends to visit is provided, including required documentation, general country information (sightseeing, telecommunications, voltage), inoculations, airport and terminal details, city distances, public transport options, trip planning and local cultural insights.
    • Weather & Exchange Rate Information: Information regarding local weather conditions for the next 3 days at the customer's intended destination is supplied along with current exchange rates.
    • Embassy/Consulate Referrals: Information about the addresses and telephone numbers of the nearest consulate or embassy of the customer’s home country or their intended destination is provided.
    • Lifestyle Assistance: This service is available worldwide excluding India. All payments to vendors are the direct responsibility of the customer.
    • Special Events/Performances: Assistance is rendered in procuring tickets or passes for special events or performances within India or abroad.
    • Dining Referral for Indian Restaurants: If requested and whenever possible, assistance will be provided in making reservations on behalf of the member and recommending restaurants suitable for people with special needs.
    • Gift/Flower Delivery: Support is offered in arranging the delivery of flowers or gifts to the customer’s family or business associates for special occasions like birthdays, anniversaries or festivals, including cakes and chocolates.
    • Courier Service: Assistance is provided in sending letters or parcels to family, friends or business associates abroad by recommending appropriate courier services.
    • Messenger Service: Support is provided in sending urgent messages to family, friends, or business associates.
    • Business Services: Assistance is extended in arranging conference or meeting rooms in desired locations along with interpreter services if needed.
    • Sporting Events Reservation Assistance:Referrals are given to procure tickets or passes for sports events or performances in foreign countries.

The premium starts at INR 299 and varies based on the duration of the trip and the passenger's age.

The content above provides a summary of benefits and exclusions. For a detailed description, please refer to the terms and conditions in the Policy Wording.

Disclaimer: Insurance is a subject matter of solicitation. Content expressed here does not accept any liability of any sort unless confirmed by an authorized representative of Asego. All Travel Insurance policies are sold via Asego Travel LLP (CIN no. AAU-1225) under the Corporate Agency of Asego Insurance LLP, bearing IRDAI registration no. CA0776 with insurance underwritten by an IRDAI authorised insurer.

Read the Policy Wording for International Coverage.